Zeller
$280/mo est.
- Software/mo
- $0/mo (POS Lite)
- Processing rate
- 1.4%
- Hardware
- Terminal $199
- Contract
- Month-to-month (no lock-in)
- Industry
- Both
- Est. monthly cost
- $280/mo
Zeller
All-in-one Australian financial services with low flat-rate EFTPOS pricing.
- Software/mo
- $0/mo (POS Lite)
- Processing
- 1.4%
- Hardware
- Terminal $199
- Contract
- Month-to-month (no lock-in)
Best for
Hospitality and retail businesses wanting a single Australian provider for banking + payments.
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Setup fee
- Free
Online payments
Online checkout and keyed-in card transactions.
- Setup fee
- Free
Contract terms
- Contract length
- Month-to-month (no lock-in)
Last verified 19 May 2026.
Accepted payment methods
Cards, wallets, and other methods supported by Zeller for Australian merchants.
Cards
- Visa
- Mastercard
- EFTPOS
- AMEX
- UnionPay
- JCB
Digital wallets
- Apple Pay
- Google Pay
Buy now, pay later
- Afterpay
- Zip
Strengths and trade-offs
Pros
- Lowest flat in-person rate of the major flat-rate providers
- No monthly fees
- Free transaction account included
- Australian-built
Cons
- Limited POS integration ecosystem versus Square
- Online payments slightly more expensive than in-person
About Zeller
Zeller is an Australian-built payments and business banking platform. Flat-rate transaction pricing across all card types, plus integrated transaction accounts and corporate cards.
Zeller was founded in 2020 and is headquartered in Melbourne, Australia.
How Zeller compares
Side-by-side with the closest alternatives by estimated cost.
Based on $20,000/mo card volume (software plus processing; hardware excluded).
Tyro
$280/mo est.
- Software/mo
- $0-29/mo
- Processing rate
- 1.4%
- Hardware
- EFTPOS terminal (rental included)
- Contract
- Month-to-month (no lock-in)
- Industry
- Both (healthcare specialty)
- Est. monthly cost
- $280/mo
Square
$320/mo est.
- Software/mo
- $0/mo
- Processing rate
- 1.6%
- Hardware
- From $65
- Contract
- Month-to-month (no lock-in)
- Industry
- Both
- Est. monthly cost
- $320/mo
POSApt
$320/mo est.
- Software/mo
- $0-99/mo
- Processing rate
- 1.6% (free plan)
- Hardware
- From $770 (dual screen)
- Contract
- Month-to-month (no lock-in)
- Industry
- Both
- Est. monthly cost
- $320/mo
Common questions about Zeller
The same questions Australian merchants ask before signing up.
Zeller does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.
Zeller does not require a lock-in contract for Australian merchants. You can switch providers at any time without an exit fee.
Zeller settlement times are not publicly listed.
Zeller AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.
Zeller does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.
Zeller is best suited to hospitality and retail businesses wanting a single australian provider for banking + payments. To see how it stacks up for your specific volume and card mix, try our free fee calculator.
We may earn a commission when you click through to Zeller and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.
We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.
Compare Zeller
Compare Zeller against every other Australian provider on price, contract terms, and features.