10 articles · Updated regularly
Articles
Expert articles to help Australian merchants understand fees, compare providers, and save money.

Do You Owe Super to Your Contractors? Payday Super Just Raised the Stakes
An ABN does not settle it. If you pay someone mainly for their labour they are an employee for super, and since 1 July 2026 that obligation lands every payday instead of every quarter.
7 min read · 10 Aug 2026

Best Software for Australian Builders and Tradies: Accounting, Payroll and Payments (2026)
An independent guide to the best accounting, payroll and payments software for Australian builders and tradies, with live AUD pricing for subbies and crews.
12 min read · 22 July 2026

The Complete Guide to Hiring Employees in Australia
Fair Work, Modern Awards, Single Touch Payroll and super: the employment law and payroll compliance every Australian employer needs to hire with confidence.
9 min read · 08 June 2026

Interchange Plus vs Flat Rate: Which Pricing Model Saves You More?
How flat rate and interchange-plus pricing really work, with worked examples and the maths on which model is cheaper for your Australian business.
10 min read · 07 June 2026

The Australian Merchant Fees Report 2026: What 21 Payment Providers Actually Charge
We collected the published pricing of 21 Australian payment providers. Only 38% publish a flat in-person rate, and the gap is worth $9,000 a year at $50K/mo.
9 min read · 01 June 2026

Best POS System for Small Business in Australia (2026)
The leading POS systems for Australian small businesses compared on features, payments model and fit, with live pricing and the 2026 surcharge ban covered.
11 min read · 21 May 2026

What Is On-Demand Pay? A Guide for Australian Employers
How earned wage access works, what it costs, how it fits your payroll, and what Australian employers need to weigh up before offering on-demand pay.
11 min read · 20 May 2026

The RBA Surcharge Ban Starts 1 October 2026: What Australian Businesses Need to Do
From 1 October 2026 Australian businesses can no longer surcharge on EFTPOS, Visa or Mastercard. What changes, who is affected, and the steps to take now.
13 min read · 14 May 2026

How to Compare Payment Providers in Australia: A 7-Step Guide for 2026
A practical seven-step framework for choosing the right payment provider, from working out your real card volume to reading the contract before you sign.
11 min read · 11 May 2026

Merchant Fees in Australia: A Plain-English Guide for Small Businesses
What you pay every time a customer taps a card: interchange, scheme fees and acquirer margin, with real Australian rates and the May 2026 interchange caps.
12 min read · 07 May 2026