14 articles · Updated regularly
Articles
Expert articles to help Australian merchants understand fees, compare providers, and save money.
Who Cut Merchant Fees After the Surcharge Ban (Oct 2026)
Westpac, CommBank, NAB and Stripe had cut a published merchant rate by 1 October 2026; most providers did not. Who moved, who quotes privately, and what to ask your provider.
8 min read · 02 Oct 2026
Merchants Are Turning to Cash to Beat the Surcharge Ban. A 10% Cash Discount Can Cost Six Times the Card Fee
A cash or PayID discount is legal after the surcharge ban, but a 10% discount can give away six times the card fee it saves, and much of it goes to customers who already paid cash. Work out your own numbers with our calculator.
6 min read · 28 Sept 2026
What Payroll Software Costs in Australia: Every Published Price, Ranked by Headcount
What Australian payroll software really costs at 1, 4, 20, 100 and 500 employees, from every platform's published prices run through one cost engine.
8 min read · 10 Sept 2026
MYOB Puts Your Books Inside Claude and ChatGPT: What It Means for Small Businesses (2026)
MYOB is bringing customer balances, overdue invoices and profit and loss into Claude and ChatGPT from August 2026, alongside an agentic AI BAS. Here is what it actually does, what it does not do, and how the rest of the Australian accounting field compares.
7 min read · 19 Aug 2026
Do You Owe Super to Your Contractors? Payday Super Just Raised the Stakes
An ABN does not settle it. If you pay someone mainly for their labour they are an employee for super, and since 1 July 2026 that obligation lands every payday instead of every quarter.
7 min read · 10 Aug 2026
Best Software for Australian Builders and Tradies: Accounting, Payroll and Payments (2026)
An independent guide to the best accounting, payroll and payments software for Australian builders and tradies, with live AUD pricing for subbies and crews.
12 min read · 22 July 2026
The Complete Guide to Hiring Employees in Australia
Fair Work, Modern Awards, Single Touch Payroll and super: the employment law and payroll compliance every Australian employer needs to hire with confidence.
9 min read · 08 June 2026
Interchange Plus vs Flat Rate: Which Pricing Model Saves You More?
How flat rate and interchange-plus pricing really work, with worked examples and the maths on which model is cheaper for your Australian business.
10 min read · 07 June 2026
The Australian Merchant Fees Report 2026: What Payment Providers Actually Charge
We collect the published pricing of every Australian payment provider we track. Most will not give you a flat in-person rate without a sales call, and the gap between the cheapest and dearest published rate is worth thousands a year.
9 min read · 01 June 2026
Best POS System for Small Business in Australia (2026)
The leading POS systems for Australian small businesses compared on features, payments model and fit, with live pricing and the 2026 surcharge ban covered.
11 min read · 21 May 2026
What Is On-Demand Pay? A Guide for Australian Employers
How earned wage access works, what it costs, how it fits your payroll, and what Australian employers need to weigh up before offering on-demand pay.
11 min read · 20 May 2026
The RBA Surcharge Ban Is Now in Force: What It Means for Australian Businesses
Since 1 October 2026 Australian businesses cannot surcharge on EFTPOS, Visa or Mastercard. What the ban covers, what changed in the wholesale fees behind it, and what to do now.
14 min read · 14 May 2026
How to Compare Payment Providers in Australia: A 7-Step Guide for 2026
A practical seven-step framework for choosing the right payment provider, from working out your real card volume to reading the contract before you sign.
11 min read · 11 May 2026
Merchant Fees in Australia: A Plain-English Guide for Small Businesses
What you pay every time a customer taps a card: interchange, scheme fees and acquirer margin, with real Australian rates and the May 2026 interchange caps.
12 min read · 07 May 2026