8 articles · Updated regularly
Articles
Expert articles to help Australian merchants understand fees, compare providers, and save money.
The Complete Guide to Hiring Employees in Australia
Hiring in Australia means navigating Fair Work, Modern Awards, Single Touch Payroll and superannuation. This guide covers the employment law, payroll and compliance every employer needs, and how an Employer of Record like Deel lets you hire without setting up a local entity.
9 min read · 08 June 2026
Interchange Plus vs Flat Rate: Which Pricing Model Saves You More?
Flat rate gives you one simple percentage; interchange-plus shows the real cost of each card and adds a fixed margin. Here is how both models work, the maths with worked examples, and which one is cheaper for your Australian business.
10 min read · 07 June 2026
The Australian Merchant Fees Report 2026: What 21 Payment Providers Actually Charge
We collected the published card-acceptance pricing of 21 payment providers operating in Australia. The headline finding: only 38% publish a flat in-person rate, online rates range from 1.4% to 2.9%, and the gap between the cheapest and dearest provider is worth $9,000 a year on $50,000/month of card turnover.
9 min read · 01 June 2026
Best POS System for Small Business in Australia (2026)
A practical comparison of the leading POS systems for Australian small businesses on features, payments model and fit, with live pricing in our comparison tool, plus how the October 2026 surcharge ban changes your setup.
11 min read · 21 May 2026
What Is On-Demand Pay? A Guide for Australian Employers
On-demand pay lets staff access wages they have already earned before payday. Here is how earned wage access works, what it costs, how it fits your payroll, and what Australian employers need to weigh up.
11 min read · 20 May 2026
The RBA Surcharge Ban Starts 1 October 2026: What Australian Businesses Need to Do
From 1 October 2026, Australian businesses can no longer surcharge customers on EFTPOS, Visa, or Mastercard. Here's what changes, who's affected, and the practical steps merchants should take now.
11 min read · 14 May 2026
How to Compare Payment Providers in Australia: A 7-Step Guide for 2026
A practical seven-step framework for picking the right payment provider for your business, from working out your real card volume to reading the contract before you sign.
11 min read · 11 May 2026
Merchant Fees in Australia: A Plain-English Guide for Small Businesses
What you actually pay every time a customer taps a card, broken into interchange, scheme fees, and acquirer margin. With real Australian rates, the May 2026 interchange caps, and how to read your statement.
12 min read · 07 May 2026