Terms of Use

These terms govern your use of merchantcompare.com.au (the “site”), operated by DVF Labs (trading as Merchant Compare). By using the site, you agree to these terms. If you do not agree, please do not use the site.

1. About this service

Merchant Compare is an independent comparison service for payment providers available to Australian businesses. We publish factual information about pricing, features, and contract terms drawn from each provider’s public materials and our own research.

2. Not financial product advice

The information on this site is general factual information only. It is not financial product advice. We are not licensed to give financial advice and we do not take into account your personal objectives, financial situation, or needs. You should consider your own circumstances and, where appropriate, seek independent professional advice before making any decision based on information you read here.

3. Affiliate relationships

We earn affiliate commissions when you click through to a provider from this site and sign up. Commission rates may vary between providers, but these arrangements do not affect our rankings or the data we publish. Our comparisons remain editorially independent. We disclose this commercial relationship prominently on our comparison and provider pages.

4. Accuracy and currency of information

We take reasonable steps to keep the data on this site accurate and up to date. However, provider pricing and terms can change without notice. We do not guarantee that any rate, fee, or feature shown is current at the moment you view it. Always confirm current pricing and contract terms directly with the provider before signing on.

5. Estimates and calculations

Estimated monthly cost and savings figures shown on this site are calculated from the inputs you provide and the rates we have on file for each provider. They are estimates only and do not account for every fee that may apply (for example, exit fees with your current provider, surcharges, add-on services, or special promotions). Your actual costs and savings may differ.

6. Quote requests

When you submit a quote request, the details you provide are shared with the specific providers you have selected so they can contact you with a quote. The handling of your information is governed by our Privacy Policy.

7. Acceptable use

You agree not to:

• Scrape, crawl, harvest, or otherwise systematically extract data from the site without our prior written permission.
• Use automated tools to interact with our affiliate redirect links or quote forms.
• Attempt to gain unauthorised access to any part of the site or its underlying systems.
• Use the site in any way that could damage, disable, or impair its operation.
• Use the site for any unlawful purpose.

8. Intellectual property

All site content, including text, design, logos, code, and the arrangement of data, is owned by DVF Labs or its licensors. You may view and reasonably share links to our pages for personal use, but you may not reproduce, republish, or commercially exploit any material without our prior written permission.

Provider names, logos, and trade marks shown on this site are the property of their respective owners and are used here for identification and comparison purposes.

9. Third-party links and content

The site contains links to third-party websites. We are not responsible for the content, products, or practices of those sites. Your use of any third-party site is at your own risk and subject to that site’s terms and privacy policy.

10. Limitation of liability

To the maximum extent permitted by law, we exclude all warranties, conditions, and representations relating to the site other than those that cannot lawfully be excluded. Nothing in these terms excludes, restricts, or modifies any consumer guarantee, right, or remedy conferred by the Australian Consumer Law or any other applicable law that cannot be excluded.

Subject to the previous paragraph, to the maximum extent permitted by law we are not liable for any indirect, incidental, special, or consequential loss, or for any loss of profits, revenue, goodwill, or data arising from your use of the site or your dealings with any provider featured on the site.

11. Changes to these terms

We may update these terms from time to time. The effective date at the top of this page indicates when they were last revised. Continuing to use the site after a change means you accept the updated terms.

12. Governing law

These terms are governed by the laws of New South Wales, Australia. You and we submit to the non-exclusive jurisdiction of the courts of New South Wales for any matter arising under these terms.

13. Contact

Questions about these terms? Send us a message through our contact form.