POSApt

Australian-built POS for hospitality and retail, free plan plus 1.6% or a flat monthly fee.

Software/mo
$0-99/mo
Processing
1.6% (free plan)
Hardware
From $770 (dual screen)
Contract
Month-to-month (no lock-in)

Best for

Australian cafes, restaurants, and shops wanting local support.

Pricing breakdown

Every fee we track, grouped by where it applies.

In-person payments

EFTPOS terminal and tap-to-pay transactions.

Setup fee
Free (software)

Online payments

Online checkout and keyed-in card transactions.

Setup fee
Free (software)

Contract terms

Contract length
Month-to-month (no lock-in)

Last verified 21 May 2026.

Accepted payment methods

Cards, wallets, and other methods supported by POSApt for Australian merchants.

Cards

  • Visa
  • Mastercard
  • EFTPOS
  • AMEX

Digital wallets

  • Apple Pay
  • Google Pay

Strengths and trade-offs

Pros

  • Free plan available (1.6% per transaction)
  • Flat-rate plans for higher volume
  • Free setup and training
  • No lock-in contract

Cons

  • Hardware costs from $770
  • Newer and less established than larger rivals
  • Some features quote-only

About POSApt

POSApt is an Australian point-of-sale system built in Clayton, Victoria, for hospitality and retail. Hospitality businesses can start free and pay 1.6% per transaction, or move to a $66 per month flat plan; retail is around $99 per month. Hardware starts at $770 for a dual-screen setup. It includes online ordering, e-commerce, and free setup and training with no lock-in contract.

POSApt was founded in 2019 and is headquartered in Clayton, VIC, Australia.

How POSApt compares

Side-by-side with the closest alternatives by estimated cost.

Based on $20,000/mo card volume (software plus processing; hardware excluded).

POSApt

$320/mo est.

Software/mo
$0-99/mo
Processing rate
1.6% (free plan)
Hardware
From $770 (dual screen)
Contract
Month-to-month (no lock-in)
Industry
Both
Est. monthly cost
$320/mo

Square

$320/mo est.

Software/mo
$0/mo
Processing rate
1.6%
Hardware
From $65
Contract
Month-to-month (no lock-in)
Industry
Both
Est. monthly cost
$320/mo

Zeller

$280/mo est.

Software/mo
$0/mo (POS Lite)
Processing rate
1.4%
Hardware
Terminal $199
Contract
Month-to-month (no lock-in)
Industry
Both
Est. monthly cost
$280/mo

Tyro

$280/mo est.

Software/mo
$0-29/mo
Processing rate
1.4%
Hardware
EFTPOS terminal (rental included)
Contract
Month-to-month (no lock-in)
Industry
Both (healthcare specialty)
Est. monthly cost
$280/mo

Common questions about POSApt

The same questions Australian merchants ask before signing up.

  • POSApt does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.

  • POSApt does not require a lock-in contract for Australian merchants. You can switch providers at any time without an exit fee.

  • POSApt settlement times are not publicly listed.

  • POSApt AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.

  • POSApt does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.

  • POSApt is best suited to australian cafes, restaurants, and shops wanting local support. To see how it stacks up for your specific volume and card mix, try our free fee calculator.

  • We may earn a commission when you click through to POSApt and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.

We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.

Compare POSApt

Compare POSApt against every other Australian provider on price, contract terms, and features.

POSApt Fees and Review (POS Systems, Australia 2026) · MerchantCompare