Mangopay
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Custom
- Terminal cost
- —
- Contract length
- Contact provider
- Settlement time
- —
- Est. monthly cost
- —
Mangopay
European marketplace payments specialist with a wallet-based model, native split payments, KYC and escrow.
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Custom
- Contract
- Contact provider
Best for
Platforms with European sellers needing EU-compliant wallet-based payments
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Monthly fee
- Custom
Online payments
Online checkout and keyed-in card transactions.
- Monthly fee
- Custom
Contract terms
- Contract length
- Contact provider
Last verified 20 May 2026.
Accepted payment methods
Cards, wallets, and other methods supported by Mangopay for Australian merchants.
Cards
- Visa
- Mastercard
- AMEX
Digital wallets
- Apple Pay
- Google Pay
Buy now, pay later
- Klarna
Other
- Direct Debit
Strengths and trade-offs
Pros
- Wallet-based model built for multi-party payments
- Native split payments and escrow
- EU-licensed e-money institution
- Strong KYC and fraud tooling
Cons
- Less Australian focus (EU-centric)
- Quote-based pricing
- Local AU rails (NPP, BPAY) not supported
About Mangopay
Mangopay provides wallet-based payment infrastructure built natively for multi-party transactions. Platforms can create wallets per user, split payments across multiple sellers, hold funds and run KYC, with virtual IBANs for local settlement and FX for cross-border flows. As an EU-licensed and regulated e-money institution, Mangopay is best suited to platforms with European sellers. It has processed tens of billions of euros for clients including Vinted and ManoMano.
Mangopay was founded in 2013 and is headquartered in Luxembourg.
How Mangopay compares
Side-by-side with the closest alternatives by estimated cost.
Assumes $15,000/mo volume, $50 average transaction, 70% in-person and 30% online.
Stripe
$345/mo est.
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Free
- Terminal cost
- —
- Contract length
- No lock-in, pay as you go
- Settlement time
- —
- Est. monthly cost
- $345/mo
PayPal
$480/mo est.
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Free
- Terminal cost
- —
- Contract length
- No lock-in
- Settlement time
- —
- Est. monthly cost
- $480/mo
Common questions about Mangopay
The same questions Australian merchants ask before signing up.
Mangopay does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.
Mangopay contract terms in Australia: Contact provider. Check the fine print for any early termination fees before signing.
Mangopay settlement times are not publicly listed.
Mangopay AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.
Mangopay does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.
Mangopay is best suited to platforms with european sellers needing eu-compliant wallet-based payments. To see how it stacks up for your specific volume and card mix, try our free fee calculator.
We may earn a commission when you click through to Mangopay and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.
We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.
Compare Mangopay
Compare Mangopay against every other Australian provider on price, contract terms, and features.