Stripe

Stripe Connect supports two main split approaches: destination charges (the platform collects payment and automatically routes a portion to a connected seller) and separate charges and transfers (charge the buyer directly, then transfer a share to each seller independently). Both methods let you programme your commission logic via the API and settle funds to sellers on a daily, weekly, monthly or manual schedule.

The standard rate on Stripe Connect is 1.7% of the transaction value plus a $0.30 fixed fee per charge. If you use Stripe to set pricing on behalf of your sellers, an additional Connect platform fee applies per payout.

No. The monthly platform fee is Free and there is no minimum monthly processing volume. You pay only for successful transactions.

Stripe offers two onboarding paths: a Stripe-hosted flow (sellers complete identity verification on a Stripe-branded page) and an embedded flow you build into your own UI using Stripe Identity. Both collect the documentation required under Australian AML/CTF rules. Stripe manages ongoing compliance monitoring for connected accounts once onboarding is complete.

Yes. Stripe supports delayed payouts so you can hold collected funds in a balance and release them to sellers only after a condition is met, such as order fulfilment or a dispute window closing. Manual transfers give you full control over the timing of each payout.

Yes. Stripe can collect payments in more than 135 presentment currencies and settle to connected accounts in more than 40 currencies. For Australian marketplaces with international sellers, Stripe handles the currency conversion automatically at the point of payout.

Yes. The absence of a monthly fee and minimum volume requirement means an early-stage platform pays nothing until it processes transactions. Stripe is well documented and widely used by Australian marketplaces, though at high volumes an interchange-plus provider such as Adyen may offer lower per-transaction costs.