Stripe
$345/mo est.
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Free
- Terminal cost
- —
- Contract length
- No lock-in, pay as you go
- Settlement time
- —
- Est. monthly cost
- $345/mo
Stripe
Industry-standard online payments and developer-friendly APIs.
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Free
- Contract
- No lock-in, pay as you go
Best for
Online businesses, marketplaces, and SaaS companies.
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Monthly fee
- Free
Online payments
Online checkout and keyed-in card transactions.
- Monthly fee
- Free
Contract terms
- Contract length
- No lock-in, pay as you go
Last verified 19 May 2026.
Accepted payment methods
Cards, wallets, and other methods supported by Stripe for Australian merchants.
Cards
- Visa
- Mastercard
- EFTPOS
- AMEX
- UnionPay
- JCB
- Diners Club
Digital wallets
- Apple Pay
- Google Pay
Buy now, pay later
- Afterpay
- Klarna
- Zip
Other
- Alipay
- WeChat Pay
- Direct Debit
Strengths and trade-offs
Pros
- Best-in-class API and developer experience
- No monthly or setup fees
- Powerful subscription billing
Cons
- Higher in-person rate than dedicated EFTPOS providers
- No retail-first hardware experience
About Stripe
Stripe focuses on online and developer-integrated payments. Strong for e-commerce, subscriptions, and SaaS. Stripe Terminal available for in-person.
Stripe was founded in 2010 and is headquartered in San Francisco, USA.
How Stripe compares
Side-by-side with the closest alternatives by estimated cost.
Assumes $15,000/mo volume, $50 average transaction, 70% in-person and 30% online.
PayPal
$480/mo est.
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Free
- Terminal cost
- —
- Contract length
- No lock-in
- Settlement time
- —
- Est. monthly cost
- $480/mo
Common questions about Stripe
The same questions Australian merchants ask before signing up.
Stripe does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.
Stripe does not require a lock-in contract for Australian merchants. You can switch providers at any time without an exit fee.
Stripe settlement times are not publicly listed.
Stripe AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.
Stripe does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.
Stripe is best suited to online businesses, marketplaces, and saas companies. To see how it stacks up for your specific volume and card mix, try our free fee calculator.
We may earn a commission when you click through to Stripe and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.
We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.
Compare Stripe
Compare Stripe against every other Australian provider on price, contract terms, and features.