Airwallex

Melbourne-founded global payments platform with multi-currency collection and settlement for cross-border marketplaces and platforms.

In-person rate
Online rate
Monthly fee
$0 to $999/month depending on plan
Contract
No lock-in on entry plans

Best for

Cross-border marketplaces needing multi-currency settlement and global payouts

Pricing breakdown

Every fee we track, grouped by where it applies.

In-person payments

EFTPOS terminal and tap-to-pay transactions.

Monthly fee
$0 to $999/month depending on plan

Online payments

Online checkout and keyed-in card transactions.

Monthly fee
$0 to $999/month depending on plan

Contract terms

Contract length
No lock-in on entry plans

Last verified 20 May 2026.

Accepted payment methods

Cards, wallets, and other methods supported by Airwallex for Australian merchants.

Cards

  • Visa
  • Mastercard
  • AMEX
  • UnionPay
  • JCB
  • Diners Club

Digital wallets

  • Apple Pay
  • Google Pay

Other

  • Alipay
  • WeChat Pay

Strengths and trade-offs

Pros

  • Multi-currency collection (170+ currencies) and settlement
  • Payouts to 200+ countries
  • Connected accounts with hosted KYC and AML
  • Melbourne-founded, ASIC-regulated (AFSL 487221)

Cons

  • Transaction pricing not fully public
  • Plan fees apply on higher tiers
  • Marketplace features need developer integration

About Airwallex

Airwallex offers Payments for Platforms, letting marketplaces embed global payment acceptance, connected seller accounts and programmatic payouts. It collects in 180+ countries, pays out to 200+ countries and settles across multiple currencies, with a unified layer of global licences handling KYC and AML. Founded in Melbourne in 2015 and regulated by ASIC (AFSL 487221), Airwallex suits platforms with international sellers and buyers that need true multi-currency settlement.

Airwallex was founded in 2015 and is headquartered in Melbourne, Australia.

How Airwallex compares

Side-by-side with the closest alternatives by estimated cost.

Assumes $15,000/mo volume, $50 average transaction, 70% in-person and 30% online.

Airwallex

In-person rate
Online rate
Monthly fee
$0 to $999/month depending on plan
Terminal cost
Contract length
No lock-in on entry plans
Settlement time
Est. monthly cost

Stripe

$345/mo est.

In-person rate
Online rate
Monthly fee
Free
Terminal cost
Contract length
No lock-in, pay as you go
Settlement time
Est. monthly cost
$345/mo

PayPal

$480/mo est.

In-person rate
Online rate
Monthly fee
Free
Terminal cost
Contract length
No lock-in
Settlement time
Est. monthly cost
$480/mo

Common questions about Airwallex

The same questions Australian merchants ask before signing up.

  • Airwallex does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.

  • Airwallex does not require a lock-in contract for Australian merchants. You can switch providers at any time without an exit fee.

  • Airwallex settlement times are not publicly listed.

  • Airwallex AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.

  • Airwallex does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.

  • Airwallex is best suited to cross-border marketplaces needing multi-currency settlement and global payouts. To see how it stacks up for your specific volume and card mix, try our free fee calculator.

  • We may earn a commission when you click through to Airwallex and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.

We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.

Compare Airwallex

Compare Airwallex against every other Australian provider on price, contract terms, and features.

Airwallex Fees and Review (Marketplace Payments, Australia 2026) · MerchantCompare