Adyen
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Custom
- Terminal cost
- —
- Contract length
- Enterprise agreement
- Settlement time
- —
- Est. monthly cost
- —
Adyen
Enterprise payments platform on an interchange++ pricing model. No monthly or setup fees.
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Custom
- Contract
- Enterprise agreement
Best for
Enterprise and high-volume businesses processing multiple currencies and channels.
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Monthly fee
- Custom
Online payments
Online checkout and keyed-in card transactions.
- Monthly fee
- Custom
Contract terms
- Contract length
- Enterprise agreement
Last verified 19 May 2026.
Accepted payment methods
Cards, wallets, and other methods supported by Adyen for Australian merchants.
Cards
- Visa
- Mastercard
- EFTPOS
- AMEX
- UnionPay
- JCB
- Diners Club
Digital wallets
- Apple Pay
- Google Pay
Buy now, pay later
- Afterpay
- Klarna
- Zip
Other
- Alipay
- WeChat Pay
Strengths and trade-offs
Pros
- Transparent interchange++ pricing
- No monthly, setup, or integration fees
- Multi-currency settlement available
- Strong global enterprise brand
Cons
- Minimum invoice threshold for low-volume merchants
- Pricing complexity not suited to micro businesses
About Adyen
Adyen is an Amsterdam-based publicly listed payments company favoured by global enterprise. Interchange++ pricing passes interchange fees through directly, with Adyen taking 13c per transaction plus a 0.60% scheme fee for Visa and Mastercard.
Adyen was founded in 2006 and is headquartered in Amsterdam, Netherlands.
How Adyen compares
Side-by-side with the closest alternatives by estimated cost.
Assumes $15,000/mo volume, $50 average transaction, 70% in-person and 30% online.
Stripe
$345/mo est.
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Free
- Terminal cost
- —
- Contract length
- No lock-in, pay as you go
- Settlement time
- —
- Est. monthly cost
- $345/mo
PayPal
$480/mo est.
- In-person rate
- —
- Online rate
- —
- Monthly fee
- Free
- Terminal cost
- —
- Contract length
- No lock-in
- Settlement time
- —
- Est. monthly cost
- $480/mo
Common questions about Adyen
The same questions Australian merchants ask before signing up.
Adyen does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.
Adyen contract terms in Australia: Enterprise agreement. Check the fine print for any early termination fees before signing.
Adyen settlement times are not publicly listed.
Adyen AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.
Adyen does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.
Adyen is best suited to enterprise and high-volume businesses processing multiple currencies and channels. To see how it stacks up for your specific volume and card mix, try our free fee calculator.
We may earn a commission when you click through to Adyen and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.
We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.
Compare Adyen
Compare Adyen against every other Australian provider on price, contract terms, and features.