Tower Systems
$220/mo est.
- Software/mo
- $220-275/mo inc GST
- Processing rate
- Third-party
- Hardware
- BYO or quote
- Contract
- No lock-in (no minimum term)
- Industry
- Retail (specialty)
- Est. monthly cost
- $220/mo
Tower Systems
Australian specialty-retail POS from $220/mo (inc GST), no per-transaction fees, no lock-in.
- Software/mo
- $220-275/mo inc GST
- Processing
- Third-party
- Hardware
- BYO or quote
- Contract
- No lock-in (no minimum term)
Best for
Specialty retailers (newsagents, pet, bike, jewellery).
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Setup fee
- Free (subscription)
Online payments
Online checkout and keyed-in card transactions.
- Setup fee
- Free (subscription)
Contract terms
- Contract length
- No lock-in (no minimum term)
Last verified 21 May 2026.
Strengths and trade-offs
Pros
- Deep specialty-retail features
- No per-transaction software fees
- No lock-in contract
- Australian-built and supported
Cons
- Higher flat monthly fee
- Card processing via third parties (fees additional)
- Niche focus, not for hospitality
About Tower Systems
Tower Systems is an Australian point-of-sale specialist for niche retail such as newsagents, pet shops, bike shops, jewellers, and garden centres. Subscriptions run from $220 to $275 per month including GST, with no per-transaction software fees and no minimum term. Card processing is via integrated partners such as Tyro and Linkly, so processing fees are additional. It integrates with Xero and MYOB and is built around specialty-retail workflows.
Tower Systems was founded in 1981 and is headquartered in Hawthorn, VIC, Australia.
How Tower Systems compares
Side-by-side with the closest alternatives by estimated cost.
Based on $20,000/mo card volume (software plus processing; hardware excluded).
Zeller
$280/mo est.
- Software/mo
- $0/mo (POS Lite)
- Processing rate
- 1.4%
- Hardware
- Terminal $199
- Contract
- Month-to-month (no lock-in)
- Industry
- Both
- Est. monthly cost
- $280/mo
Tyro
$280/mo est.
- Software/mo
- $0-29/mo
- Processing rate
- 1.4%
- Hardware
- EFTPOS terminal (rental included)
- Contract
- Month-to-month (no lock-in)
- Industry
- Both (healthcare specialty)
- Est. monthly cost
- $280/mo
Square
$320/mo est.
- Software/mo
- $0/mo
- Processing rate
- 1.6%
- Hardware
- From $65
- Contract
- Month-to-month (no lock-in)
- Industry
- Both
- Est. monthly cost
- $320/mo
Common questions about Tower Systems
The same questions Australian merchants ask before signing up.
Tower Systems does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.
Tower Systems does not require a lock-in contract for Australian merchants. You can switch providers at any time without an exit fee.
Tower Systems settlement times are not publicly listed.
Tower Systems AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.
Tower Systems does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.
Tower Systems is best suited to specialty retailers (newsagents, pet, bike, jewellery). To see how it stacks up for your specific volume and card mix, try our free fee calculator.
We may earn a commission when you click through to Tower Systems and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.
We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.
Compare Tower Systems
Compare Tower Systems against every other Australian provider on price, contract terms, and features.