Loyverse
$0/mo est.
- Software/mo
- $0 core (add-ons extra)
- Processing rate
- Third-party
- Hardware
- BYO tablet (iOS/Android)
- Contract
- Month-to-month
- Industry
- Both (small business)
- Est. monthly cost
- $0/mo
Loyverse
Free POS app for small retail and hospitality, with paid add-ons for inventory and staff.
- Software/mo
- $0 core (add-ons extra)
- Processing
- Third-party
- Hardware
- BYO tablet (iOS/Android)
- Contract
- Month-to-month
Best for
Micro and small businesses wanting a free POS app.
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Setup fee
- Free
Online payments
Online checkout and keyed-in card transactions.
- Setup fee
- Free
Contract terms
- Contract length
- Month-to-month
Last verified 21 May 2026.
Strengths and trade-offs
Pros
- Core app is free permanently
- Built-in loyalty points
- Runs on your own tablet (iOS/Android)
- Quick to set up
Cons
- Payment processing is third-party (fees additional)
- Advanced features cost extra per add-on
- Limited Australian accounting integrations
About Loyverse
Loyverse is a free point-of-sale app for iOS and Android aimed at micro and small businesses. The core app is genuinely free, with paid add-ons (around $5 to $25 USD per month each) for advanced inventory and employee management. Payment processing is handled by third-party providers such as Square or Stripe, so card rates depend on the processor you connect. It includes built-in loyalty and basic reporting and works well for cafes, market stalls, and small shops.
Loyverse was founded in 2014 and is headquartered in Cyprus.
How Loyverse compares
Side-by-side with the closest alternatives by estimated cost.
Based on $20,000/mo card volume (software plus processing; hardware excluded).
Lightspeed Restaurant
$40/mo est.
- Software/mo
- $40-340/mo
- Processing rate
- Via Lightspeed Payments
- Hardware
- iPad-based, card reader from $65
- Contract
- Month-to-month or annual
- Industry
- Hospitality
- Est. monthly cost
- $40/mo
Epos Now
$78/mo est.
- Software/mo
- ~$78/mo
- Processing rate
- Third-party
- Hardware
- From ~$499 (Complete System)
- Contract
- Quote
- Industry
- Both
- Est. monthly cost
- $78/mo
Tower Systems
$220/mo est.
- Software/mo
- $220-275/mo inc GST
- Processing rate
- Third-party
- Hardware
- BYO or quote
- Contract
- No lock-in (no minimum term)
- Industry
- Retail (specialty)
- Est. monthly cost
- $220/mo
Common questions about Loyverse
The same questions Australian merchants ask before signing up.
Loyverse does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.
Loyverse does not require a lock-in contract for Australian merchants. You can switch providers at any time without an exit fee.
Loyverse settlement times are not publicly listed.
Loyverse AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.
Loyverse does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.
Loyverse is best suited to micro and small businesses wanting a free pos app. To see how it stacks up for your specific volume and card mix, try our free fee calculator.
We may earn a commission when you click through to Loyverse and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.
We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.
Compare Loyverse
Compare Loyverse against every other Australian provider on price, contract terms, and features.