Clover
- Software/mo
- Quote
- Processing rate
- Quote
- Hardware
- Flex, Mini, Station Duo, Kiosk (quote)
- Contract
- 36-month (hardware bundle)
- Industry
- Both
- Est. monthly cost
- —
Clover
Fiserv-owned POS and payments brand sold through Australian acquiring partners.
- Software/mo
- Quote
- Processing
- Quote
- Hardware
- Flex, Mini, Station Duo, Kiosk (quote)
- Contract
- 36-month (hardware bundle)
Best for
Hospitality and retail venues looking for an all-in-one POS terminal with established hardware.
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Setup fee
- Quote
Online payments
Online checkout and keyed-in card transactions.
- Setup fee
- Quote
Contract terms
- Contract length
- 36-month (hardware bundle)
Last verified 19 May 2026.
Accepted payment methods
Cards, wallets, and other methods supported by Clover for Australian merchants.
Cards
- Visa
- Mastercard
- EFTPOS
- AMEX
Digital wallets
- Apple Pay
- Google Pay
- Samsung Pay
Strengths and trade-offs
Pros
- Mature POS hardware ecosystem
- Strong app marketplace for vertical workflows
- Owned by Fiserv (global payments giant)
Cons
- Pricing varies by reseller, not transparent
- Less Australia-specific than locally built alternatives
About Clover
Clover is a US-built POS and payments platform owned by Fiserv. In Australia, hardware and processing are typically sold through bank and ISO partners; pricing varies by partner and is custom-quoted.
Clover was founded in 2012 and is headquartered in Sunnyvale, USA.
How Clover compares
Side-by-side with the closest alternatives by estimated cost.
Based on $20,000/mo card volume (software plus processing; hardware excluded).
Loyverse
$0/mo est.
- Software/mo
- $0 core (add-ons extra)
- Processing rate
- Third-party
- Hardware
- BYO tablet (iOS/Android)
- Contract
- Month-to-month
- Industry
- Both (small business)
- Est. monthly cost
- $0/mo
Lightspeed Restaurant
$40/mo est.
- Software/mo
- $40-340/mo
- Processing rate
- Via Lightspeed Payments
- Hardware
- iPad-based, card reader from $65
- Contract
- Month-to-month or annual
- Industry
- Hospitality
- Est. monthly cost
- $40/mo
Epos Now
$78/mo est.
- Software/mo
- ~$78/mo
- Processing rate
- Third-party
- Hardware
- From ~$499 (Complete System)
- Contract
- Quote
- Industry
- Both
- Est. monthly cost
- $78/mo
Common questions about Clover
The same questions Australian merchants ask before signing up.
Clover does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.
Clover does not require a lock-in contract for Australian merchants. You can switch providers at any time without an exit fee.
Clover settlement times are not publicly listed.
Clover AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.
Clover does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.
Clover is best suited to hospitality and retail venues looking for an all-in-one pos terminal with established hardware. To see how it stacks up for your specific volume and card mix, try our free fee calculator.
We may earn a commission when you click through to Clover and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.
We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.
Compare Clover
Compare Clover against every other Australian provider on price, contract terms, and features.