Clover
- Software/mo
- Quote
- Processing rate
- Quote
- Hardware
- Flex, Mini, Station Duo, Kiosk (quote)
- Contract
- 36-month (hardware bundle)
- Industry
- Both
- Est. monthly cost
- —
Clover
Fiserv-owned POS and payments brand sold through Australian acquiring partners.
- Software/mo
- Quote
- Processing
- Quote
- Hardware
- Flex, Mini, Station Duo, Kiosk (quote)
- Contract
- 36-month (hardware bundle)
Best for
Hospitality and retail venues looking for an all-in-one POS terminal with established hardware.
Pricing breakdown
All prices in AUDLast verified 13 June 2026Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Setup fee
- Quote
Online payments
Online checkout and keyed-in card transactions.
- Setup fee
- Quote
Contract terms
- Contract length
- 36-month (hardware bundle)
Accepted payment methods
Cards, wallets, and other methods supported by Clover for Australian merchants.
Cards
- Visa
- Mastercard
- EFTPOS
- AMEX
Digital wallets
- Apple Pay
- Google Pay
- Samsung Pay
Strengths and trade-offs
Pros
- Mature POS hardware ecosystem
- Strong app marketplace for vertical workflows
- Owned by Fiserv (global payments giant)
Cons
- Pricing varies by reseller, not transparent
- Less Australia-specific than locally built alternatives
About Clover
Clover is a US-built POS and payments platform owned by Fiserv. In Australia, hardware and processing are typically sold through bank and ISO partners; pricing varies by partner and is custom-quoted.
Clover was founded in 2012 and is headquartered in Sunnyvale, USA.
How Clover compares
Side-by-side with the closest alternatives by estimated cost.
Based on $20,000/mo card volume (software plus processing; hardware excluded).
Loyverse
$0/mo est.
- Software/mo
- $0 core (add-ons extra)
- Processing rate
- Third-party
- Hardware
- BYO tablet (iOS/Android)
- Contract
- Month-to-month
- Industry
- Both (small business)
- Est. monthly cost
- $0/mo
Epos Now
$78/mo est.
- Software/mo
- ~$78/mo
- Processing rate
- Third-party
- Hardware
- From ~$499 (Complete System)
- Contract
- Quote
- Industry
- Both
- Est. monthly cost
- $78/mo
Lightspeed Restaurant
$79/mo est.
- Software/mo
- $79-359/mo
- Processing rate
- Via Lightspeed Payments
- Hardware
- iPad-based, card reader from $65
- Contract
- Month-to-month or annual
- Industry
- Hospitality
- Est. monthly cost
- $79/mo
Common questions about Clover
The same questions Australian merchants ask before signing up.
Clover software and hardware pricing is set by the acquiring partner that sells the system in Australia. There is no single published AUD price; request a quote from a local Clover reseller to get current plan and hardware costs.
Clover sells a range of hardware including the Clover Flex (portable terminal), Clover Mini (countertop), Clover Station Duo (full POS station), and Clover Kiosk. Hardware is quoted through resellers in Australia.
Yes. Clover is an integrated POS and payments system owned by Fiserv, a global payments company. Card processing is bundled with the hardware through your reseller or acquiring partner.
Clover hardware bundles in Australia are typically sold on 36-month terms through resellers. Confirm contract length with your specific reseller before signing up.
Yes. Clover devices support offline mode for card payments, queuing transactions until connectivity is restored.
Clover serves both retail and hospitality, with different hardware and software configurations for each. Its mature app marketplace allows businesses to add vertical-specific workflows such as table management, appointment booking, or inventory modules.
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Compare Clover
Compare Clover against every other Australian provider on price, contract terms, and features.