Tyro
- In-person rate
- Custom quote
- Online rate
- 1.7% + $0.30
- Monthly fee
- Custom quote
- Terminal cost
- Rental quoted
- Contract length
- Varies
- Settlement time
- Same day available
- Est. monthly cost
- —
Tyro
Australian-owned EFTPOS specialist with deep POS integrations.
- In-person rate
- Custom quote
- Online rate
- 1.7% + $0.30
- Monthly fee
- Custom quote
- Contract
- Varies
Best for
Mid-sized hospitality and retail venues with existing POS systems.
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Transaction rate
- Custom quote
Negotiated rates for businesses processing $20K+/month.
- Monthly fee
- Custom quote
- Terminal cost
- Rental quoted
- Setup fee
- Custom quote
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- 1.7% + $0.30
- Monthly fee
- Custom quote
- Setup fee
- Custom quote
Other fees
- Chargeback fee
- Custom quote
- AMEX rate
- Custom quote
AmEx typically priced separately.
- International card surcharge
- Custom quote
- Early termination fee
- Varies
- Instant payout fee
- Same-day available
- Refund fee
- Quote
- PCI compliance fee
- Custom quote
Contract terms
- Contract length
- Varies
- Settlement time
- Same day available
- Least-cost routing
- Yes
Tap & Save least-cost routing.
- Recurring billing
- No
In-person EFTPOS focus; recurring billing not native.
Last verified 14 May 2026.
Accepted payment methods
Cards, wallets, and other methods supported by Tyro for Australian merchants.
Cards
- Visa
- Mastercard
- EFTPOS
- AMEX
- UnionPay
- JCB
- Diners Club
Digital wallets
- Apple Pay
- Google Pay
- Samsung Pay
Other
- Alipay
- WeChat Pay
- PayID
Strengths and trade-offs
Pros
- Deep POS integration catalogue (Lightspeed, Kounta, Vend, etc.)
- Australian based
- Same-day settlement available
Cons
- No public pricing — must request a quote
- Typically requires terminal rental
About Tyro
Tyro is an Australian payments company with one of the strongest sets of native POS integrations for hospitality and retail. Pricing is custom-quoted.
Tyro was founded in 2003 and is headquartered in Sydney, Australia.
How Tyro compares
Side-by-side with the closest alternatives by estimated monthly cost.
Zeller
$633/mo est.
- In-person rate
- 1.4%
- Online rate
- 1.7% + $0.25
- Monthly fee
- Free
- Terminal cost
- From $99
- Contract length
- No lock-in
- Settlement time
- Next business day
- Est. monthly cost
- $633/mo
Stripe
$723/mo est.
- In-person rate
- 1.7% + $0.30
- Online rate
- 1.7% + $0.30
- Monthly fee
- Free
- Terminal cost
- Hardware quoted
- Contract length
- No lock-in
- Settlement time
- Standard payouts
- Est. monthly cost
- $723/mo
Square
$757/mo est.
- In-person rate
- 1.6%
- Online rate
- 2.2%
- Monthly fee
- Free
- Terminal cost
- $65
- Contract length
- No lock-in
- Settlement time
- Next day
- Est. monthly cost
- $757/mo
Common questions about Tyro
The same questions Australian merchants ask before signing up.
Tyro charges online transactions at 1.7% + $0.30 for Australian merchants. Compare these rates against other providers on our payment-providers comparison page.
Tyro contract terms in Australia: Varies. Check the fine print for any early termination fees before signing.
Tyro settles funds on a same day available schedule for Australian merchants. Settlement timing can be a deciding factor for cash flow, see how it compares on our payment-providers comparison page.
Tyro AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.
Yes. Tyro offers least-cost routing in Australia, which can lower the cost of contactless debit transactions by routing them through the cheaper EFTPOS network. This is a real saving for busy retail and hospitality merchants.
Tyro is best suited to mid-sized hospitality and retail venues with existing pos systems. To see how it stacks up for your specific volume and card mix, try our free fee calculator.
We may earn a commission when you click through to Tyro and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.
Compare Tyro
Compare Tyro against every other Australian provider on price, contract terms, and features.