SecurePay logo

SecurePay

Australian online payment gateway now operating under the Fat Zebra group.

In-person rate
Online only
Online rate
Custom quote
Monthly fee
Custom quote
Contract
Varies

Best for

Australian online businesses looking for an Australia-built gateway with local support.

Pricing breakdown

All prices in AUDLast verified 11 June 2026

Every fee we track, grouped by where it applies.

In-person payments

EFTPOS terminal and tap-to-pay transactions.

Transaction rate
Online only
Monthly fee
Terminal cost
Online only
Setup fee

Online payments

Online checkout and keyed-in card transactions.

Transaction rate

Standalone SecurePay rate card retired; onboarding now routes to Pin Payments (Fat Zebra group). Quote-based.

Monthly fee
Setup fee

Other fees

Chargeback fee
AMEX rate
International card surcharge
Early termination fee
Varies
Instant payout fee
Not offered
Refund fee
Free
PCI compliance fee

Contract terms

Contract length
Varies
Settlement time
Standard payouts
Least-cost routing
No
Recurring billing
Yes

Accepted payment methods

Cards, wallets, and other methods supported by SecurePay for Australian merchants.

Cards

  • Visa
  • Mastercard
  • AMEX
  • JCB
  • Diners Club

Digital wallets

  • Apple Pay
  • Google Pay

Strengths and trade-offs

Pros

  • Australia-built, locally supported
  • Backed by the Fat Zebra platform
  • Established gateway for online merchants

Cons

  • No public pricing, quote only
  • Migration to Fat Zebra ownership still rolling out

About SecurePay

SecurePay is an Australian-founded payment gateway, acquired by Australia Post in 2010 and transitioned into the Fat Zebra group from 2024. Custom-quoted pricing tailored to merchant volume.

SecurePay was founded in 1999 and is headquartered in Melbourne, Australia.

How SecurePay compares

Side-by-side with the closest alternatives by estimated cost.

Assumes $15,000/mo volume, $50 average transaction, 70% in-person and 30% online.

SecurePay logo

SecurePay

In-person rate
Online only
Online rate
Custom quote
Monthly fee
Custom quote
Terminal cost
Online only
Contract length
Varies
Settlement time
Standard payouts
Est. monthly cost
Westpac logo

Westpac

$214/mo est.

In-person rate
1.2%
Online rate
1.4%
Monthly fee
$24.75/mo
Terminal cost
$24.75/mo rental
Contract length
No lock-in
Settlement time
Instant
Est. monthly cost
$214/mo
Bendigo Bank logo

Bendigo Bank

$229/mo est.

In-person rate
1.4%
Online rate
1.4%
Monthly fee
From $19/mo
Terminal cost
From $19/mo rental
Contract length
No lock-in
Settlement time
Next business day
Est. monthly cost
$229/mo
NAB logo

NAB

$231/mo est.

In-person rate
1.15%
Online rate
1.4% + $0.25
Monthly fee
$25/mo
Terminal cost
$25/mo rental
Contract length
No lock-in (60 days notice)
Settlement time
Next business day
Est. monthly cost
$231/mo

Common questions about SecurePay

The same questions Australian merchants ask before signing up.

  • SecurePay does not publicly list standard transaction rates for new merchants. Pricing is provided via quote. SecurePay is now part of the Fat Zebra group following an acquisition, and new merchant arrangements are increasingly handled through that platform.

  • SecurePay continues to operate as an online payment gateway. However, following its acquisition by Fat Zebra, new merchant sign-ups and existing merchant migrations are transitioning to the Fat Zebra platform over time. Check directly with the SecurePay or Fat Zebra team for current availability.

  • SecurePay is an online-only gateway and does not provide in-person EFTPOS hardware. It is designed for card-not-present transactions.

  • SecurePay's standard terms do not include a lock-in contract for most online gateway plans. However, since the Fat Zebra acquisition is still rolling out, it is worth confirming current terms directly.

  • Fat Zebra acquired SecurePay in 2025, consolidating two of Australia's established online payment gateways under one ownership group. SecurePay's customer base and infrastructure are migrating to the Fat Zebra platform, though the SecurePay brand continues to operate in the market.

  • SecurePay suits Australian online businesses that have an existing SecurePay integration and want continuity of service while the platform transitions to Fat Zebra. New merchants evaluating options should also consider Fat Zebra directly, as that is where the long-term platform investment is focused.

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