Eway
- In-person rate
- Online only
- Online rate
- 1.5% + 25c
- Monthly fee
- Free
- Terminal cost
- Online only
- Contract length
- No lock-in
- Settlement time
- 1 to 3 business days
- Est. monthly cost
- —
Eway
Australian online-payments specialist with flat 1.5% + 25c gateway pricing.
- In-person rate
- Online only
- Online rate
- 1.5% + 25c
- Monthly fee
- Free
- Contract
- No lock-in
Best for
Australian online retailers wanting flat-rate gateway pricing and a merchant account in one product.
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Transaction rate
- Online only
- Monthly fee
- Free
- Terminal cost
- Online only
- Setup fee
- Free
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- 1.5% + 25c
Flat across Visa, Mastercard, Amex. International cards add 1.99%.
- Monthly fee
- Free
- Setup fee
- Free
Other fees
- Chargeback fee
- Quote
- AMEX rate
- 1.5% + 25c
Flat across Visa, Mastercard, Amex.
- International card surcharge
- +1.99%
International cards add 1.99%.
- Early termination fee
- None
No lock-in contracts.
- Instant payout fee
- Not offered
Standard 1 to 3 business day settlement.
- Refund fee
- Free
- PCI compliance fee
- $178 first year
Merchant Trust Initiative after 50 transactions; $142/yr thereafter.
Contract terms
- Contract length
- No lock-in
- Settlement time
- 1 to 3 business days
- Least-cost routing
- No
- Recurring billing
- Yes
Last verified 14 May 2026.
Accepted payment methods
Cards, wallets, and other methods supported by Eway for Australian merchants.
Cards
- Visa
- Mastercard
- AMEX
Digital wallets
- Apple Pay
- Google Pay
Strengths and trade-offs
Pros
- Flat 1.5% + 25c across all card networks
- Merchant account included
- No monthly fee or lock-in
- 250+ software integrations
Cons
- Online only, no in-person terminals
- Volume discounts require sales contact
About Eway
Eway is a Brisbane-founded payment gateway acquired by Global Payments. Flat-rate processing for Visa, Mastercard, and Amex with a merchant account included. Targets small and mid-sized online businesses with 250+ software integrations.
Eway was founded in 1998 and is headquartered in Brisbane, Australia.
How Eway compares
Side-by-side with the closest alternatives by estimated monthly cost.
Zeller
$633/mo est.
- In-person rate
- 1.4%
- Online rate
- 1.7% + $0.25
- Monthly fee
- Free
- Terminal cost
- From $99
- Contract length
- No lock-in
- Settlement time
- Next business day
- Est. monthly cost
- $633/mo
Stripe
$723/mo est.
- In-person rate
- 1.7% + $0.30
- Online rate
- 1.7% + $0.30
- Monthly fee
- Free
- Terminal cost
- Hardware quoted
- Contract length
- No lock-in
- Settlement time
- Standard payouts
- Est. monthly cost
- $723/mo
Square
$757/mo est.
- In-person rate
- 1.6%
- Online rate
- 2.2%
- Monthly fee
- Free
- Terminal cost
- $65
- Contract length
- No lock-in
- Settlement time
- Next day
- Est. monthly cost
- $757/mo
Common questions about Eway
The same questions Australian merchants ask before signing up.
Eway charges in-person transactions at Online only and online transactions at 1.5% + 25c for Australian merchants. Compare these rates against other providers on our payment-providers comparison page.
Eway does not require a lock-in contract for Australian merchants. You can switch providers at any time without an exit fee.
Eway settles funds on a 1 to 3 business days schedule for Australian merchants. Settlement timing can be a deciding factor for cash flow, see how it compares on our payment-providers comparison page.
Eway accepts AMEX in Australia at 1.5% + 25c. Some providers price AMEX higher than Visa and Mastercard, so check the comparison before signing on.
Eway does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.
Eway is best suited to australian online retailers wanting flat-rate gateway pricing and a merchant account in one product. To see how it stacks up for your specific volume and card mix, try our free fee calculator.
We may earn a commission when you click through to Eway and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.
Compare Eway
Compare Eway against every other Australian provider on price, contract terms, and features.