Eway
- In-person rate
- Online only
- Online rate
- 1.5% + 25c
- Monthly fee
- Free
- Terminal cost
- Online only
- Contract length
- No lock-in
- Settlement time
- 1 to 3 business days
- Est. monthly cost
- —
Eway
Australian online-payments specialist with flat 1.5% + 25c gateway pricing.
- In-person rate
- Online only
- Online rate
- 1.5% + 25c
- Monthly fee
- Free
- Contract
- No lock-in
Best for
Australian online retailers wanting flat-rate gateway pricing and a merchant account in one product.
Pricing breakdown
All prices in AUDLast verified 13 June 2026Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Transaction rate
- Online only
- Monthly fee
- Free
- Terminal cost
- Online only
- Setup fee
- Free
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- 1.5% + 25c
Flat across Visa, Mastercard, Amex. International cards add 1.99%.
- Monthly fee
- Free
- Setup fee
- Free
Other fees
- Chargeback fee
- Quote
- AMEX rate
- 1.5% + 25c
Flat across Visa, Mastercard, Amex.
- International card surcharge
- +1.99%
International cards add 1.99%.
- Early termination fee
- None
No lock-in contracts.
- Instant payout fee
- Not offered
Standard 1 to 3 business day settlement.
- Refund fee
- Free
- PCI compliance fee
- $178 first year
Merchant Trust Initiative after 50 transactions; $142/yr thereafter.
Contract terms
- Contract length
- No lock-in
- Settlement time
- 1 to 3 business days
- Least-cost routing
- No
- Recurring billing
- Yes
Accepted payment methods
Cards, wallets, and other methods supported by Eway for Australian merchants.
Cards
- Visa
- Mastercard
- AMEX
Digital wallets
- Apple Pay
- Google Pay
Strengths and trade-offs
Pros
- Flat 1.5% + 25c across all card networks
- Merchant account included
- No monthly fee or lock-in
- 250+ software integrations
Cons
- Online only, no in-person terminals
- Volume discounts require sales contact
About Eway
Eway is a Brisbane-founded payment gateway acquired by Global Payments. Flat-rate processing for Visa, Mastercard, and Amex with a merchant account included. Targets small and mid-sized online businesses with 250+ software integrations.
Eway was founded in 1998 and is headquartered in Brisbane, Australia.
How Eway compares
Side-by-side with the closest alternatives by estimated cost.
Assumes $15,000/mo volume, $50 average transaction, 70% in-person and 30% online.
Westpac
$214/mo est.
- In-person rate
- 1.2%
- Online rate
- 1.4%
- Monthly fee
- $24.75/mo
- Terminal cost
- $24.75/mo rental
- Contract length
- No lock-in
- Settlement time
- Instant
- Est. monthly cost
- $214/mo
Bendigo Bank
$229/mo est.
- In-person rate
- 1.4%
- Online rate
- 1.4%
- Monthly fee
- From $19/mo
- Terminal cost
- From $19/mo rental
- Contract length
- No lock-in
- Settlement time
- Next business day
- Est. monthly cost
- $229/mo
NAB
$231/mo est.
- In-person rate
- 1.15%
- Online rate
- 1.4% + $0.25
- Monthly fee
- $25/mo
- Terminal cost
- $25/mo rental
- Contract length
- No lock-in (60 days notice)
- Settlement time
- Next business day
- Est. monthly cost
- $231/mo
Common questions about Eway
The same questions Australian merchants ask before signing up.
Eway charges 1.5% + 25c for online transactions through its standard Online Payments product. This flat rate applies across Visa and Mastercard, and there is no monthly account fee on this plan.
The standard Eway Online Payments product carries no monthly fee (Free). Higher-volume merchants who use the full Gateway plan are on a different pricing structure, which may include a monthly component.
Eway is an online-only payment gateway. It does not provide in-person EFTPOS terminals. Merchants who need both online and face-to-face acceptance should consider a provider that covers both channels.
The Online Payments product has no lock-in contract. You can cancel at any time without an early termination fee.
Eway supports more than 250 platform and software integrations, including major e-commerce platforms, accounting software, and booking systems. This broad integration library is one of its main strengths for Australian online merchants.
Eway charges $178 first year for the first year as a PCI DSS compliance fee for standard accounts. This is a one-off cost rather than an ongoing annual charge for most merchants using the hosted payment fields or payment page options.
Eway is best suited to Australian online retailers wanting a local, merchant-account-included gateway with flat-rate pricing and no lock-in. Its 250-plus integration library makes it a practical choice for businesses on common e-commerce or booking platforms.
We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.
Work at Eway? Claim this listing
Compare Eway
Compare Eway against every other Australian provider on price, contract terms, and features.