Checkout.com
- In-person rate
- Custom quote
- Online rate
- Custom quote
- Monthly fee
- Free
- Terminal cost
- Hardware quoted
- Contract length
- Typically annual
- Settlement time
- Multi-currency available
- Est. monthly cost
- —
Checkout.com
Global enterprise payments platform with a choice of flat-rate or interchange++ pricing.
- In-person rate
- Custom quote
- Online rate
- Custom quote
- Monthly fee
- Free
- Contract
- Typically annual
Best for
Enterprise and high-volume online businesses processing in multiple currencies and regions.
Pricing breakdown
Every fee we track, grouped by where it applies.
In-person payments
EFTPOS terminal and tap-to-pay transactions.
- Transaction rate
- Custom quote
Enterprise sales process; choice of flat-rate or interchange++.
- Monthly fee
- Free
No account maintenance fees.
- Terminal cost
- Hardware quoted
- Setup fee
- Free
Online payments
Online checkout and keyed-in card transactions.
- Transaction rate
- Custom quote
Both flat-rate and interchange++ models available.
- Monthly fee
- Free
No account maintenance fees.
- Setup fee
- Free
Other fees
- Chargeback fee
- Custom quote
- AMEX rate
- Custom quote
- International card surcharge
- Varies
Either flat or interchange++ pricing.
- Early termination fee
- Varies
Annual contract typical.
- Instant payout fee
- Multi-currency available
- Refund fee
- Free
- PCI compliance fee
- Free
No account maintenance fees.
Contract terms
- Contract length
- Typically annual
- Settlement time
- Multi-currency available
- Least-cost routing
- Yes
- Recurring billing
- Yes
Last verified 14 May 2026.
Accepted payment methods
Cards, wallets, and other methods supported by Checkout.com for Australian merchants.
Cards
- Visa
- Mastercard
- AMEX
- UnionPay
- JCB
- Diners Club
Digital wallets
- Apple Pay
- Google Pay
Buy now, pay later
- Afterpay
- Klarna
- Zip
Other
- Alipay
- WeChat Pay
Strengths and trade-offs
Pros
- Choice of flat-rate or interchange++ pricing
- No setup, monthly, or account maintenance fees
- Global multi-currency processing
- Free processing for registered charities
Cons
- No public pricing, enterprise sales process
- Less suited to small businesses
About Checkout.com
Checkout.com is a London-headquartered global payments platform serving enterprise and high-volume merchants across more than 50 countries including Australia. Offers both flat-rate and interchange++ pricing models, with no setup, monthly, or account maintenance fees.
Checkout.com was founded in 2009 and is headquartered in London, UK.
How Checkout.com compares
Side-by-side with the closest alternatives by estimated monthly cost.
Zeller
$633/mo est.
- In-person rate
- 1.4%
- Online rate
- 1.7% + $0.25
- Monthly fee
- Free
- Terminal cost
- From $99
- Contract length
- No lock-in
- Settlement time
- Next business day
- Est. monthly cost
- $633/mo
Stripe
$723/mo est.
- In-person rate
- 1.7% + $0.30
- Online rate
- 1.7% + $0.30
- Monthly fee
- Free
- Terminal cost
- Hardware quoted
- Contract length
- No lock-in
- Settlement time
- Standard payouts
- Est. monthly cost
- $723/mo
Square
$757/mo est.
- In-person rate
- 1.6%
- Online rate
- 2.2%
- Monthly fee
- Free
- Terminal cost
- $65
- Contract length
- No lock-in
- Settlement time
- Next day
- Est. monthly cost
- $757/mo
Common questions about Checkout.com
The same questions Australian merchants ask before signing up.
Checkout.com does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.
Checkout.com contract terms in Australia: Typically annual. Check the fine print for any early termination fees before signing.
Checkout.com settles funds on a multi-currency available schedule for Australian merchants. Settlement timing can be a deciding factor for cash flow, see how it compares on our payment-providers comparison page.
Checkout.com AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.
Yes. Checkout.com offers least-cost routing in Australia, which can lower the cost of contactless debit transactions by routing them through the cheaper EFTPOS network. This is a real saving for busy retail and hospitality merchants.
Checkout.com is best suited to enterprise and high-volume online businesses processing in multiple currencies and regions. To see how it stacks up for your specific volume and card mix, try our free fee calculator.
We may earn a commission when you click through to Checkout.com and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.
Compare Checkout.com
Compare Checkout.com against every other Australian provider on price, contract terms, and features.