Square

Pay-as-you-go EFTPOS and online payments with no monthly fees or contracts.

Entry plan
$0 (Free)
Tx fee
0%
Free themes
~3
Apps
Square Marketplace

Best for

Small retail, hospitality, and pop-up businesses.

Pricing breakdown

Every fee we track, grouped by where it applies.

Last verified 19 May 2026.

Accepted payment methods

Cards, wallets, and other methods supported by Square for Australian merchants.

Cards

  • Visa
  • Mastercard
  • EFTPOS
  • AMEX
  • UnionPay
  • JCB
  • Diners Club

Digital wallets

  • Apple Pay
  • Google Pay
  • Samsung Pay

Buy now, pay later

  • Afterpay

Strengths and trade-offs

Pros

  • No monthly fees
  • No lock-in contract
  • Next-day settlement
  • Free POS app

Cons

  • Higher per-transaction rate than bank-quoted plans
  • No public bespoke pricing

About Square

Square offers integrated card readers, terminals and online payment processing for Australian businesses. Pricing is per-transaction with no monthly fees on the free tier.

Square was founded in 2009 and is headquartered in San Francisco, USA.

How Square compares

Side-by-side with the closest alternatives by estimated cost.

Subscription plus hosting estimate for self-hosted platforms. Payment processing not included.

Square

$0/mo est.

Entry plan
$0 (Free)
Tx fee
0%
Free themes
~3
Apps
Square Marketplace
Support
Business hours AU
Est. monthly cost
$0/mo

WooCommerce

$4/mo est.

Entry plan
$0 (free plugin)
Tx fee
0%
Free themes
Thousands
Apps
Thousands
Support
Community + paid
Est. monthly cost
$4/mo

PrestaShop

$5/mo est.

Entry plan
$0 (open source)
Tx fee
Varies
Free themes
Hundreds
Apps
5,000+
Support
Community + paid
Est. monthly cost
$5/mo

GoDaddy Online Store

$13/mo est.

Entry plan
USD $13/mo
Tx fee
0%
Free themes
~50
Apps
Limited
Support
24/7 phone, chat
Est. monthly cost
$13/mo

Common questions about Square

The same questions Australian merchants ask before signing up.

  • Square does not publish a standard rate in Australia. Pricing is quoted based on your business size, industry, and card mix. Request a quote on their site, or use our free fee calculator to compare against providers that do publish rates.

  • Contract terms for Square are not publicly listed. Confirm with their sales team before signing.

  • Square settlement times are not publicly listed.

  • Square AMEX pricing in Australia is not publicly listed. Ask their sales team whether AMEX acceptance and rates are included.

  • Square does not advertise least-cost routing for Australian merchants. If you take a lot of contactless debit, compare against providers that do support it on our comparison page.

  • Square is best suited to small retail, hospitality, and pop-up businesses. To see how it stacks up for your specific volume and card mix, try our free fee calculator.

  • We may earn a commission when you click through to Square and sign up, where a commercial arrangement is in place. This never affects ranking, the data we publish, or the comparisons we make on this page. Read our terms for the full picture.

We may earn a commission when you click through to a provider. This never affects ranking or data shown. Read our terms.

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Compare Square

Compare Square against every other Australian provider on price, contract terms, and features.