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Square

Pay-as-you-go EFTPOS and online payments with no monthly fees or contracts.

Entry plan
$0 (Free)
Tx fee
0%
Free themes
~3
Apps
Square Marketplace

Best for

Small retail, hospitality, and pop-up businesses.

Pricing breakdown

All prices in AUDLast verified 9 June 2026

Every fee we track, grouped by where it applies.

Accepted payment methods

Cards, wallets, and other methods supported by Square for Australian merchants.

Cards

  • Visa
  • Mastercard
  • EFTPOS
  • AMEX
  • UnionPay
  • JCB
  • Diners Club

Digital wallets

  • Apple Pay
  • Google Pay
  • Samsung Pay

Buy now, pay later

  • Afterpay

Strengths and trade-offs

Pros

  • No monthly fees
  • No lock-in contract
  • Next-day settlement
  • Free POS app

Cons

  • Higher per-transaction rate than bank-quoted plans
  • No public bespoke pricing

About Square

Square offers integrated card readers, terminals and online payment processing for Australian businesses. Pricing is per-transaction with no monthly fees on the free tier.

Square was founded in 2009 and is headquartered in San Francisco, USA.

How Square compares

Side-by-side with the closest alternatives by estimated cost.

Subscription plus hosting estimate for self-hosted platforms. Payment processing not included.

Common questions about Square

The same questions Australian merchants ask before signing up.

  • Yes. Square Online has a permanently free plan with no monthly fee. You can list unlimited products and accept online payments. On the free plan you pay only the per-transaction processing fee; there is no monthly platform charge.

  • The Plus plan is $36/mo (Plus) and the Premium plan is $99/mo (Premium) (annual billing). Paid plans remove the Square-branded domain requirement, unlock abandoned cart emails, and provide additional customisation options.

  • Square processes online payments in Australia at 1.9% + $0.10 (AU) per transaction. This rate applies to all Square Online plans and is the same whether you are on the free plan or a paid plan.

  • Square charges 0% platform transaction fee on top of its processing rate. You pay only the processing rate per transaction, with no separate platform surcharge.

  • Yes. Square Online and Square POS share a single inventory and order management system. Online and in-store orders, stock levels, and product listings all sync automatically, making it a convenient choice for businesses that sell both online and in person.

  • Square Online offers a genuinely free entry point and tight integration with Square POS, which suits small retail and hospitality businesses. Shopify has a much larger app ecosystem, more advanced multi-channel selling tools, and better scalability for high-growth stores, but requires a paid monthly plan from the outset.

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Compare Square

Compare Square against every other Australian provider on price, contract terms, and features.

Square Fees & Review (E-commerce Platforms, 2026)