Reckon logo

Reckon

Budget-friendly Australian accounting with low per-plan pricing, strong ATO integration, and a flat-fee payroll add-on.

Entry plan
$12/mo (Essentials)
Users
1
Payroll
$24/mo (unlimited)
Bank feeds
Yes

Best for

Budget-conscious Australian businesses. Low per-user pricing with strong ATO integration.

How much does Reckon cost per month?

Reckon plans cost from $12/mo (Essentials, annual) to $35/mo (Accounting Premium) in 2026. Payroll is an extra $24/mo add-on (unlimited employees).

Pricing breakdown

All prices in AUDLast verified 11 June 2026

Every fee we track, grouped by where it applies.

Strengths and trade-offs

Pros

  • Very low plan pricing
  • Flat-fee payroll for unlimited employees
  • Australian-built with strong ATO integration
  • Direct BAS lodgement and STP Phase 2

Cons

  • Smaller app ecosystem than Xero or MYOB
  • Single user on entry plans
  • Advanced features only on Premium

About Reckon

Reckon is an Australian-built platform aimed at budget-conscious businesses, with tiered Reckon One plans from Essentials to Premium. It includes direct BAS lodgement, STP Phase 2, and unlimited bank feeds. Payroll is a flat monthly add-on covering unlimited employees, which can be excellent value for businesses with several staff.

Reckon was founded in 1987 and is headquartered in Sydney, Australia.

How Reckon compares

Side-by-side with the closest alternatives by estimated cost.

Subscription plus payroll add-on, based on the entry plan with no employees. Processing fees not included.

Reckon logo

Reckon

$12/mo est.

Entry plan
$12/mo (Essentials)
Users included
1
AU payroll
Yes ($24/mo add-on)
BAS/GST
Yes
Bank feeds
Yes
Est. monthly cost
$12/mo
MYOB logo

MYOB

$26/mo est.

Entry plan
$26/mo (Lite)
Users included
1 (Lite)
AU payroll
Yes ($2/emp/mo)
BAS/GST
Yes
Bank feeds
Yes
Est. monthly cost
$26/mo

Common questions about Reckon

The same questions Australian merchants ask before signing up.

  • Reckon One starts at $12/mo (Essentials) for the Essentials plan (billed annually). The Accounting Plus plan is $20/mo (Plus), and the Premium plan is $35/mo (Premium). Reckon is one of the most affordable Australian accounting options, particularly for businesses that want payroll included without a per-employee charge.

  • Reckon offers a flat-fee payroll add-on ($24/mo (unlimited)) that covers unlimited employees. This makes it cost-effective for businesses with a larger team, as the payroll cost does not scale with headcount the way it does with some competitors.

  • The Essentials plan includes 1 user. Additional users can be added or accessed on higher plans. If you need multiple team members, the Plus or Premium tier is worth considering.

  • Yes. Reckon supports direct BAS lodgement and is STP Phase 2 compliant. It is built for the Australian market and includes the ATO integrations you would expect from locally developed accounting software.

  • Reckon has lower plan prices than both Xero and MYOB across most tiers. Its flat-fee payroll add-on is also notably cheaper than MYOB's per-employee charge or Xero's included-but-higher-priced plans for businesses with a small team. The trade-off is a smaller third-party app ecosystem and fewer integrations than the two market leaders.

  • Yes. Reckon is an Australian company that has been building accounting software for local businesses for decades. Its software is designed around Australian tax law, the ATO lodgement system, superannuation, and award-rate payroll requirements.

  • Multi-currency is available on the Premium plan. Lower plans are designed for businesses operating primarily in Australian dollars.

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Reckon Fees & Review (Accounting Software, 2026)