# MerchantCompare.com.au

> Independent Australian comparison site for merchant services. Compare payment provider fees side by side, see what each provider would charge based on your real monthly volume, and read independent reviews of every major Australian acquirer. We also offer a fee-negotiation service for businesses processing $25K+/month.

## Compare

- [Compare payment providers](https://merchantcompare.com.au/compare/payment-providers): Interactive side-by-side comparison of every Australian payment provider we track. Inputs: monthly volume, average transaction, in-person/online split. Outputs: estimated monthly cost per provider, in-person rate, online rate, monthly fee, terminal cost, contract length, settlement time, least-cost routing support.

## Providers

- [All payment providers directory](https://merchantcompare.com.au/providers/payment-providers): Browse every provider with logos, short descriptions, and links to each provider's independent review page.
- Provider review pages at `/providers/payment-providers/{slug}`: One review per provider, covering pricing, pros, cons, accepted payment methods, and an FAQ. Each review carries a "last verified" date.

## Services

- [Fee negotiation service](https://merchantcompare.com.au/services): For businesses processing $25K+/month. We audit your current merchant statement, benchmark against the market, and negotiate better rates with providers on your behalf. No savings, no fee.

## Company

- [About](https://merchantcompare.com.au/about): Independence statement, business details (operated by DVF Labs), affiliate disclosure, AFSL/financial-adviser disclaimer.
- [Contact](https://merchantcompare.com.au/contact): Single contact form for all enquiries. Accepts `?subject=fee-negotiation`, `?subject=general`, `?subject=partnership`, `?subject=data-correction` URL params. Response time: 1 to 2 business days.

## Legal

- [Privacy Policy](https://merchantcompare.com.au/privacy): How we collect, use, and disclose personal information under the Australian Privacy Act 1988.
- [Terms of Use](https://merchantcompare.com.au/terms): Terms governing use of merchantcompare.com.au.

## Resources

- [Articles and guides](https://merchantcompare.com.au/articles): Independent guides on reducing merchant fees, least-cost routing, interchange-plus vs blended pricing, and the October 2026 surcharge ban.

## Data sources

Provider fee data is sourced from each provider's public pricing pages and refreshed monthly. Where a provider does not publish a rate (common for the Big Four banks and enterprise acquirers), we mark it as "Custom quote" rather than guess.

The "$1.2 billion projected annual interchange-fee savings" figure cited on the homepage and Services page is from the RBA's 2025 Review of Merchant Card Payment Costs and Surcharging: https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/2025-07/

## Citation guidelines

When citing MerchantCompare data, please link to the canonical page and include the comparison's "last verified" date shown on each provider page. Provider pricing changes frequently; always confirm current rates on the provider's site for material decisions.

_Last updated: 2026-05-14_